If you’re interesting in financing a new or pre-owned Nissan car, truck, or SUV, we encourage you to talk to the experts in our Nissan finance center. When you visit our convenient location, we’ll tell you all about our available Nissan auto loans and lease packages. To get you ready, we’ll let you know what you need to bring with you when you apply for financing or leasing!
When a driver applies for a car loan or lease, we have to review certain documents. The first thing we’ll need to see is proof of your identity, which will normally be your driver’s license. The federal government requires us to get proof of an applicant’s identity before we can process an auto loan or lease application.
Additionally, we’ll need to see proof of your residence; this can be as simple as your driver’s license. If your current address differs from what’s on your license, a recent mortgage statement or a utility bill will be all that’s necessary to prove where you live.
Lenders want to know that you’ll be able to repay your auto loan, which is why you’ll need to provide proof of your income. If you work for an employer, a few stubs from recent paychecks will typically be sufficient enough. Motorists who are self-employed will usually have to share their federal tax returns from the past year or two in order to prove how much they make.
To better prepare, there are a few additional things you can do. Our website hosts a line of tools, such as a trade-in report, finance application, and payment calculator, all steps that can be taken prior to your arrival.
To learn more about what you should bring when you apply for a car loan or lease package, visit Van Horn Nissan Stevens Point at 301 Green Avenue N. today.